Which of the following is included in the six initial items required by a creditor?

The correct answer is the address of the subject property. This particular item is essential for a creditor as it directly relates to the specific loan application being processed. The address helps lenders assess the property in question and evaluate the associated risks, market value, and the particular lending guidelines that may apply to the property type and location.

Including the subject property's address is fundamental for several reasons: it allows the lender to perform an accurate appraisal, determine the eligibility of the property based on zoning laws, and assess local real estate market conditions that could influence the loan. This is part of the necessary information needed to create a comprehensive loan file.

The other options may be relevant in different contexts but are not part of the six initial items required to complete a loan application. For example, contact information for previous lenders does not provide immediate pertinent information for processing a new application. Tax filing status and credit score information, while important in the overall evaluation of a borrower's financial profile, typically come later in the application process rather than being required upfront.